Phone, Fax or Mail (Credit Card NOT Present at time of Sale)
Great for catalog, home-based businesses, and inbound and outbound telesales, anytime your customer is not present when you process the sale. In these "card-not-present" situations, you manually enter your customer's credit card with one of our flexible solutions.
Easy-to-Use, Flexible Solutions
There are two main ways to process card-not-present transactions:
- Use a Terminal: If your business does a mix of face-to-face and card-not-present sales, use a terminal. You can manually key-in credit information, yet still be able to swipe cards and qualify for the lower, card-swiped rates.
- Use Your PC: Turn your PC into a "virtual" terminal with card-processing software, such as our Internet Gateway software or QuickBooks Financial Software, both FREE when you get an Innovative merchant account.
For more information about these options, see our Products section. No matter which option you choose, youÍll get set up quickly with a robust card processing solution.
Integration with QuickBooks
Are you a QuickBooks user? With just a few clicks of the mouse our solutions automatically download transactions into your QuickBooks. Eliminate the need to record your sales data by hand.
See how it works! (2 min. tour):
Trust Innovative
IMS is part of Intuit, makers of QuickBooks, Quicken, and Turbo-Tax. Over 25 million customers trust us to manage their personal and small business finances, and our merchants process more than $5 Billion in transactions annually.
Well get you up-and-running quickly and easily:
- Fast Approval: Apply in only five minutes through our online form or by calling (866) 467-7497. And we approve 98% of all applications.2
- Low Start-Up Costs: We'll give you virtual terminal software3 and QuickBooks for FREE. Want a terminal instead? We work with major equipment manufacturers to offer you discounted rates and speedy delivery. We'll even reprogram your existing one for FREE!1
- Keep Your Bank Account: Your money will be automatically deposited into your existing bank account usually within 2-3 business days.
Have Questions?
We have fast, friendly support! Our LIVE Merchant Experts are available 24/7/365 and answer every call within 30 seconds.
Or Call Us at (866) 697-9200!
1 Not all existing terminals can be reprogrammed. A new purchase may be necessary. Terminals are available separately to lease or buy. Please call (866) 467-7497 for details.
2 Three months of transaction statements required. We will review your rates from your current provider and try our best to meet or beat your current rates. Call (866) 467-7497 for details.
3 Virtual Terminal requires an Internet connection on a Windows PC and at least Internet Explorer 5.0.
Application approval is required. Fees apply. Terms, conditions, features, pricing, support and service options are subject to change without notice. Innovative Merchant Solutions is a registered agent of Westamerica Bank, Santa Clara, CA, and JP Morgan Bank, Columbus, OH. FDIC Insured.
Transactions are subject to Association guidelines. Additional fees apply when accepting American Express, and Discover cards.